Talk FS

In the UK, we’re not very good at talking about money. Henrietta Grimston explains why financial planning starts long before spreadsheets and portfolios — it starts with trust, comfort, and education. From building relationships over multiple meetings to helping clients understand markets and pensions, real advice happens when people feel safe enough to open up. “Sometimes things come out of the woodwork further down the line — that’s when you know trust has been built.” 🎧 Listen to the full episode: Spotify: https://open.spotify.com/episode/2jgOVfutahAzbevFKyCckd?si=v62J_DOfSxmjkycYkLgWJA 📺 Watch the full episode: YouTube: https://youtu.be/HdoqS6kIarU #financialplanning #talkfs #financialeducation #clienttrust #wealthmanagement #financialadvisers #moneymindset #FinancialServices #podcastclip

Most people think financial planning is about numbers. Henrietta Grimston says it’s really about people. In this clip from the Talk FS podcast, Henrietta explains why great financial planners must understand not just wealth — but fears, motivations, and life events that shape financial decisions. “There’s almost a psychologist element to the role… you’ve got to get under the skin of the person and understand what’s really driving them.” From new money and life-changing events to building long-term confidence — this is financial planning done the human way. 🎧 Listen to the full episode: Spotify: https://open.spotify.com/episode/2jgOVfutahAzbevFKyCckd?si=v62J_DOfSxmjkycYkLgWJA 📺 Watch the full episode: YouTube: https://youtu.be/HdoqS6kIarU #FinancialPlanning #TalkFS #WealthManagement #FinancialAdviser #ClientPsychology #FinancialServices #IntergenerationalWealth #SOLLA #CareAdvice #PodcastClip

In this episode of Talk FS, Ryan Venner speaks with Henrietta Grimston, a financial planner dedicated to empowering clients through empathetic and holistic financial advice. Henrietta shares her journey from investment management to financial planning, emphasising the importance of understanding clients' emotional and psychological needs. They discuss the SOLLA accreditation, the necessity of financial education in the UK, and the role of technology in transforming the financial planning industry. Henrietta also highlights the significance of intergenerational wealth transfer and the need for a diverse workforce in financial services. The conversation concludes with advice for aspiring financial planners to find their passion in the field. ⏱️ Chapters 01:00 - Introduction: Meet Henrietta Grimston 01:20 - From Investment Management to Financial Planning 03:06 -How an Investment Background Helps Clients Today 04:24 -Why Client Conversations Matter 06:17 -Financial Wellbeing & Breaking the Money Taboo 07:55 -Why Henrietta Chose SOLLA Accreditation 09:57 -What SOLLA Accreditation Really Means for Clients 13:43 -Teaching Young People About Money 18:50 - Encouraging the Next Generation Into Financial Planning 20:59 -Diversity, Representation & the Future Adviser Workforce 22:20 -Career Lessons from Henrietta’s Journey 25:49 -Technology, AI & the Future of Financial Advice 29:40 -Final Advice for Financial Planners 🔗 Henrietta's links: 👉 Staltus — https://www.saltus.co.uk/our-team/henrietta-grimston 👉 FCA — https://register.fca.org.uk/s/individual?id=003b000000LW6MFAA1 👉 LinkedIn — https://www.linkedin.com/in/henriettagrimston/?originalSubdomain=uk If you enjoy this episode — please **Like**, **Subscribe**, and **Turn On Notifications** to stay up to date with more industry insights from Talk FS. #FinancialPlanning #FinancialAdviser #SOLLAAccreditation #FinancialWellbeing #ClientConfidence #LaterLifePlanning #FinancialEducation #TalkFSPodcast #WealthManagement

How do you build a trusted financial-advice brand from scratch — and turn it into a thriving business? In this episode of Talk FS, Ryan Venner speaks with Pete Matthew, Chartered Financial Planner, CEO of Jackson’s Wealth and founder of Meaningful Money, about turning consistent content into real client growth, bridging the advice gap, and the future of financial services in the UK. Pete shares: 🔸 Why he started Meaningful Money — to help ordinary people access clear, honest financial education when traditional advice became out of reach. 🔸 The power of showing up consistently: how 15 years of videos, articles and podcasts turned early credit-card debt stories into life-changing outcomes for thousands. 🔸 How content drives business: 85% of new enquiries for Jackson’s now come via Meaningful Money — reshaping what a modern IFA firm looks like. 🔸 Why simplicity, transparency and trust win over complexity — the importance of educating rather than selling. 🔸 How the financial-advice industry is evolving: from traditional IFA models to hybrid advice + education + coaching, and why it matters for client outcomes. ➡️ Whether you’re a financial adviser, paraplanner, content creator — or someone curious about money — this episode gives a rare behind-the-scenes look at building a values-driven finance brand that scales without compromising ethics. ⏱️ Chapters 00:44 — Introduction & Pete’s back-story 02:16 — Building a Legacy 05:04 — Who the Content is For 07:52 — Trends in Audience Questions 10:36 — Are People Overpaying Advisers? 13:15 — Choosing Advice vs DIY 14:25 — The Rise of Financial Coaching 17:29 — Showing Up Online 22:44 — Repeating Topics in Content 25:15 — Repetition Builds Credibility 28:52 — Impact of Content on Growth 36:40 — Turning Away Smaller Clients 39:47 — Meaningful Academy as a Solution 43:06 — Outro 🔗 Useful links 👉 Meaningful Money — https://meaningfulmoney.tv/ 👉 Jackson’s Wealth Management — https://jacksons.life/ 👉 Meaningful Academy — https://meaningfulacademy.com/ If you enjoy this episode — please **Like**, **Subscribe**, and **Turn On Notifications** to stay up to date with more industry insights from Talk FS. #TalkFS #MeaningfulMoney #PeteMatthew #FinancialAdviceUK #IFA #PersonalFinance #ContentMarketing #WealthManagement #FinancialWellbeing

In this episode of Talk FS, Ryan Venner sits down with Chanelle Pattinson — Associate Research Director at NextWealth, Chartered Financial Planner, fintech innovator, and host of the Her Future Bright podcast. Chanelle shares her journey from financial advice to the world of tech and AI, giving us a unique insider view on how innovation is reshaping the future of financial services. With experience across advice, startups, product development, and research, Chanelle provides rare insight into where the industry is heading — and what advisers should be preparing for. Together, Ryan and Chanelle explore the human element of advice, AI adoption trends, adviser tech stacks, client engagement, and the real-world challenges and opportunities presented by new technology. Whether you're an adviser, paraplanner, business owner, or simply curious about the role of AI in professional services, this conversation is packed with valuable takeaways. ⏱️ Chapters 00:00 – Introduction 01:10 – Chanelle’s Journey from Financial Advisor to AI Innovator 06:24 – Will AI Replace Advisers? 09:48 – Human Listening vs. AI Tools 11:55 – Introducing the NextWealth AI Lab 15:23 – Ryan’s Own Tech Journey 17:51 – Implementation Challenges 20:30 – What Advisers Rate Most in Tech 22:33 – Innovation in Back-Office & New Players 25:09 – Generational & Attitude Differences 28:16 – Fear of Missing Out Driving AI Adoption 30:11 – Using AI in Everyday Life 31:24 – Chanelle’s Custom GPTs 33:15 – The Security Question 35:25 – The Future of AI 37:20 – A New Era for Advisers 38:56 – Is AI Here to Stay? 39:33 – Closing Thoughts 🔗 Connect with Chanelle: 👉 LinkedIn: https://www.linkedin.com/in/chanelle-paynter-n%C3%A9e-pattinson-b6064496/ 👉 NextWealth Profile: https://nextwealth.co.uk/team-members/chanelle-pattinson/ 🎙️ About Talk FS: Talk FS brings you unfiltered conversations with influential voices across financial services — exploring innovation, careers, technology, leadership, and the future of financial advice. If you enjoyed this episode, don’t forget to Like, Subscribe, and turn on Notifications so you never miss an update. Listen on: 🎧 Podbean: https://lnkd.in/dA4Gp8MP 🔊 Spotify: https://lnkd.in/dH4ZNd2t

In this episode of Talk FS, Ryan Venner interviews Jacqueline Lockie, founder of Lockie Consultants, discussing the critical importance of critical thinking in financial services. Jacqueline emphasises the need for financial professionals to engage their critical thinking skills to better serve clients, navigate their careers, and adapt to technological advancements. The conversation also touches on the significance of mentorship, the human element in financial planning, and practical advice for aspiring financial professionals. Takeaways - Critical thinking is essential for effective client relationships. - Financial professionals must engage their critical thinking skills regularly. - Role plays can help test and improve critical thinking abilities. - Employers value attitude and interpersonal skills over technical knowledge. - Managing client expectations is crucial in financial planning. - Technology can assist but should not replace human interaction. - Self-reflection is key to personal and professional growth. - Networking is vital for career progression in financial services. - Reading widely enhances knowledge and critical thinking. - Mentorship can provide valuable guidance and support. 00:00 – Welcome & Introduction 01:07 – Why Critical Thinking Matters 04:00 – Testing Your Critical Thinking 07:15 – Learning Through Feedback 08:30 – Standing Out in Your Career 10:35 – Attitude Over Exams 12:00 – Critical Thinking for Self-Growth 13:40 – Learning vs. Racing Through Exams 18:50 – Handling Feedback & Confidence 25:00 – Finding the Right Mentor 28:16 – Technology & Lazy Thinking 29:45 – AI and the Human Element 36:35 – The Future of Financial Advice 40:30 – Advice for the Next Generation 42:55 – Closing Thoughts Lockie Consultants: https://www.lockieconsultants.com/ Jacqueline Lockie: https://www.linkedin.com/in/jacqueline-lockie-cfp%E2%84%A2-certified-financial-planner-training-636a3322/?originalSubdomain=uk

In this episode of Talk FS, Ryan Venner interviews Claire Bedswick, a financial planner who shares her inspiring journey from working behind the scenes in finance to becoming a self-employed financial planner. Claire discusses the challenges she faced, including balancing motherhood, self-doubt, and the importance of community support. She emphasizes the need for more women in financial planning and the role of education in empowering clients. Claire also highlights the emotional aspects of client relationships and the significance of mentorship in her career. Takeaways: - Claire's journey into financial planning was not traditional, starting from a bank role. - She emphasises the importance of self-belief and overcoming doubts in pursuing a career. - Transitioning to self-employment was a significant step for Claire, allowing her to control her destiny. - Community support and having the right people around you are crucial for success. - Balancing motherhood and a career in finance requires strong support systems. - Education is key in financial planning, especially for women. - Building trust with clients is essential for long-term relationships. - Navigating the emotional side of client work can be challenging but rewarding. - Mentorship plays a vital role in career development and confidence building. - Encouraging more women to enter financial planning is necessary for the industry's growth. Chapters: 00:00 Intro 01:00 Journey to Financial Planning 03:00 Overcoming Doubts and Building Confidence 05:20 Transitioning to Self-Employment 08:17 The Importance of Values and Community 10:52 Balancing Career and Family Life 12:54 The Drive for Financial Education 16:54 Building Trust with Clients 19:14 Navigating the Emotional Side of Financial Planning 22:09 Encouraging More Women in Finance 23:52 The Role of Mentorship 26:15 Supporting Career Changes in Finance 29:52 The Long-Term View in Financial Planning 33:20 Final Thoughts and Advice Sound Bites: "Just believe in yourself." "Education is so important." "Say yes to the opportunities." Clare's Details: LinkedIn: https://www.linkedin.com/in/clare-beswick-dippfs-6106a613/ Slaiyburn: https://www.slaiyburn.co.uk/clare-beswick #TalkFS #FinancialPlanning #WomenInFinance #SelfEmployedAdviser #CareerChange #IFA #Podcast #PremierJobsUK

💬 Money isn’t just maths – it’s a mindset. In this episode of Talk FS, brought to you by Premier Jobs UK, host Ryan Venner sits down with Simonne Gnessen, founder of Wise Monkey Coaching and a leading voice in financial coaching in the UK. They explore how emotions, habits, and personal history shape our relationship with money — and why financial wellbeing isn’t just about numbers. Simonne shares her journey from financial adviser to coach, the power of behavioural change, and how advisers can use coaching skills to deepen client relationships and build trust. You’ll also hear her thoughts on AI, technology, and why the human side of money will always matter. Chapters: 00:00 – Introduction 00:49 – What is Financial Coaching? 02:43 – Why We Don’t Talk About Money 03:55 – How Childhood Shapes Money Habits 06:27 – The Financial Coaching Journey 09:37 – The Power of Accountability 11:32 – Empowerment Through Coaching 14:44 – From Financial Adviser to Financial Coach 18:59 – Training the Next Generation of Coaches 23:47 – Coaching & Financial Advice Combined 25:57 – AI, Technology & the Future of Advice 30:23 – Final Thoughts: The Mindset of Money 32:52 – Outro & Resources 🔗 Links & Resources: 📘 Simonne Gnessen – Wise Monkey Coaching: https://www.financial-coaching.co.uk/ 📖 Book: Sheconomics by Simonne Gnessen and Karen Pine: http://www.sheconomics.com/ 🎙 More episodes of Talk FS: https://www.youtube.com/@talkfs 🌐 Premier Jobs UK: https://www.premierjobsuk.com 💼 IFA Acquisitions: https://www.ifa-acquisitions.co.uk About Talk FS: Talk FS is the podcast from Premier Jobs UK, connecting with leaders and innovators across the financial services industry. Each episode dives into key topics shaping advice, recruitment, and business growth — helping advisers, planners, and firms thrive in a changing market. Listen on: Podbean: https://talkfs.podbean.com/e/the-human-side-of-money-financial-coaching-with-simonne-gnessen-s2-e8-talk-fs-podcast/ Spotify: https://open.spotify.com/episode/01XYByIqtLdG5ZgjTlS2sk?si=Oz4WmM7tR2WNQbQUoN2EqQ #TalkFS #FinancialCoaching #SimonneGnessen #WiseMonkeyCoaching #PremierJobsUK #FinancialAdvisers #FinancialWellbeing #MoneyMindset #BehaviouralFinance #FinancialAdvicePodcast #IFA #financialplanning